https://www.adapty.nl/blog Plain guides to settling in the Netherlands: registering, DigiD, health insurance, taxes and everyday life. en https://www.adapty.nl/blog/2027-changes-newcomers-prepare-now https://www.adapty.nl/blog/2027-changes-newcomers-prepare-now Two of the biggest money changes for newcomers are locked in for 1 January 2027: a lower tax-free allowance for skilled migrants, and a €165 health deductible that comes with higher premiums. Here's what's confirmed, and how to get ahead of it. News Tue, 08 Sep 2026 00:00:00 GMT https://www.adapty.nl/blog/nl-new-rules-1-july-2026 https://www.adapty.nl/blog/nl-new-rules-1-july-2026 Minimum wage up, social rents capped at 4.1%, a ban on cold calls, a €3 duty on non-EU parcels and more — the July 2026 rule changes that actually affect your daily life, with official sources. News Thu, 02 Jul 2026 00:00:00 GMT https://www.adapty.nl/blog/first-steps-moving-to-netherlands https://www.adapty.nl/blog/first-steps-moving-to-netherlands A clear, ordered overview of the first official steps — gemeente registration, your BSN and DigiD, a bank account, and mandatory health insurance — with links to the official Dutch sources. Essentials Wed, 24 Jun 2026 00:00:00 GMT https://www.adapty.nl/blog/one-year-in-checklist https://www.adapty.nl/blog/one-year-in-checklist A quick audit to make sure nothing important slipped — and where to focus next. Future Wed, 17 Jun 2026 00:00:00 GMT https://www.adapty.nl/blog/permanent-residence-citizenship https://www.adapty.nl/blog/permanent-residence-citizenship Beyond the first year — the path to putting down roots. Future Thu, 11 Jun 2026 00:00:00 GMT https://www.adapty.nl/blog/official-letters https://www.adapty.nl/blog/official-letters A letter from the gemeente, Belastingdienst or IND can be stressful. Here's a calm approach. Admin Thu, 04 Jun 2026 00:00:00 GMT https://www.adapty.nl/blog/cost-of-living https://www.adapty.nl/blog/cost-of-living What a real month costs here — and how to keep it manageable. Money Tue, 26 May 2026 00:00:00 GMT https://www.adapty.nl/blog/making-friends https://www.adapty.nl/blog/making-friends Settling in is more than paperwork. Here's how to find your people. Belonging Wed, 20 May 2026 00:00:00 GMT https://www.adapty.nl/blog/kings-day-holidays https://www.adapty.nl/blog/kings-day-holidays From the orange chaos of Koningsdag to Sinterklaas, here's the Dutch calendar. Culture Tue, 12 May 2026 00:00:00 GMT https://www.adapty.nl/blog/weather-and-buienradar https://www.adapty.nl/blog/weather-and-buienradar Mild, wet and windy — dressing right (and checking Buienradar) makes all the difference. Daily life Thu, 07 May 2026 00:00:00 GMT https://www.adapty.nl/blog/family-school-childcare https://www.adapty.nl/blog/family-school-childcare Moving with kids adds steps — here's what to arrange for the whole household. Family Thu, 30 Apr 2026 00:00:00 GMT https://www.adapty.nl/blog/supermarkets-groceries https://www.adapty.nl/blog/supermarkets-groceries From Albert Heijn to Lidl, here's how Dutch grocery shopping works. Daily life Tue, 21 Apr 2026 00:00:00 GMT https://www.adapty.nl/blog/cycling-like-a-local https://www.adapty.nl/blog/cycling-like-a-local The bike is the heart of Dutch daily life. Ride it confidently and safely. Transport Wed, 15 Apr 2026 00:00:00 GMT https://www.adapty.nl/blog/culture-etiquette https://www.adapty.nl/blog/culture-etiquette Understand a few cultural cues and daily life gets a lot smoother. Culture Wed, 08 Apr 2026 00:00:00 GMT https://www.adapty.nl/blog/learning-dutch https://www.adapty.nl/blog/learning-dutch You can get by in English — but a little Dutch opens doors. Here's a realistic plan. Language Tue, 31 Mar 2026 00:00:00 GMT https://www.adapty.nl/blog/avoiding-scams https://www.adapty.nl/blog/avoiding-scams Newcomers are targets. A few simple rules will protect your money and documents. Safety Thu, 26 Mar 2026 00:00:00 GMT https://www.adapty.nl/blog/taxes-30-percent-ruling https://www.adapty.nl/blog/taxes-30-percent-ruling Meet the Belastingdienst, the 1 May deadline, and the tax break some skilled migrants get. Money Tue, 17 Mar 2026 00:00:00 GMT https://www.adapty.nl/blog/your-payslip-explained https://www.adapty.nl/blog/your-payslip-explained Gross, net, holiday allowance and pension — make sense of your loonstrook. Work Wed, 11 Mar 2026 00:00:00 GMT https://www.adapty.nl/blog/getting-around-ov-bike https://www.adapty.nl/blog/getting-around-ov-bike Tap-to-ride transport and a good second-hand bike will change your daily life here. Transport Wed, 04 Mar 2026 00:00:00 GMT https://www.adapty.nl/blog/toeslagen-allowances https://www.adapty.nl/blog/toeslagen-allowances Lower and middle incomes can get help with health insurance, rent and more. Check if you qualify. Money Tue, 24 Feb 2026 00:00:00 GMT https://www.adapty.nl/blog/phone-sim-internet https://www.adapty.nl/blog/phone-sim-internet Cheap data, easy SIMs and quick home internet — here's how to get online. Essentials Wed, 18 Feb 2026 00:00:00 GMT https://www.adapty.nl/blog/huisarts-healthcare https://www.adapty.nl/blog/huisarts-healthcare In the Dutch system, your GP is the first stop for almost everything. Sign up early. Health Mon, 09 Feb 2026 00:00:00 GMT https://www.adapty.nl/blog/finding-a-home https://www.adapty.nl/blog/finding-a-home Housing is the hardest part for many newcomers. Here are the sites to use and how to move fast. Housing Wed, 04 Feb 2026 00:00:00 GMT https://www.adapty.nl/blog/dutch-health-insurance https://www.adapty.nl/blog/dutch-health-insurance Basic health insurance is compulsory and backdated to your arrival. Don't put it off — here's what to know. Health Wed, 28 Jan 2026 00:00:00 GMT https://www.adapty.nl/blog/open-dutch-bank-account https://www.adapty.nl/blog/open-dutch-bank-account From rent to salary to iDEAL payments, daily life runs on a local account. Here's how to open one fast. Money Mon, 19 Jan 2026 00:00:00 GMT https://www.adapty.nl/blog/set-up-digid https://www.adapty.nl/blog/set-up-digid DigiD is your digital ID for government, taxes and healthcare. Here's how to get it once your BSN is active. Essentials Tue, 13 Jan 2026 00:00:00 GMT https://www.adapty.nl/blog/register-gemeente-bsn https://www.adapty.nl/blog/register-gemeente-bsn Before almost anything else, you register your address and receive your BSN — the number that unlocks everything in the Netherlands. Essentials Mon, 05 Jan 2026 00:00:00 GMT