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Money, 4 min read

Allowances (toeslagen): money you might be owed

Lower and middle incomes can get help with health insurance, rent and more. Check if you qualify.

The Netherlands offers income-based allowances (toeslagen) to help with everyday costs. Many newcomers qualify and don't realise it.

The main ones

  • Zorgtoeslag — help with your health-insurance premium.
  • Huurtoeslag — help with rent (for eligible, lower rents).
  • Kinderopvangtoeslag — childcare costs.
  • Kindgebonden budget — extra support for families with children.

Apply and manage everything online at the Belastingdienst/Toeslagen portal with your DigiD. Allowances are based on your income, so they may be adjusted at year-end.

Tip: Apply as soon as you're eligible — some allowances can be backdated, but don't count on it. Keep your income details up to date to avoid having to pay money back.

Rules change. This post was accurate when written; check the official source it links before you act.

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